Air Force Reserve Retirement Calculator

AFR and Air National Guard non-regular retirement, computed from the statute — points ÷ 360, High-3 or BRS — with Air Force specifics below.

Retirement plan
Not sure which plan you're under?

If you first entered service on or after January 1, 2018, you're automatically under BRS. If you joined earlier, you're under the legacy High-3 system unless you opted into BRS during 2018 (the opt-in was open to members with fewer than 4,320 points as of December 31, 2017). Your myPay LES shows which system you're in.

Years with at least 50 retirement points, from your points statement. 20 are required.

Not sure of your total? Estimate my points

A typical drill weekend is 4 periods (48/year). Each year also earns 15 gross membership points automatically. Annual caps were lower before 2008, so long-career estimates run a little high.

≈ 1,560 points
High-3 monthly basic pay

Uses the current DFAS pay table (2026-01-01) as an approximation of your high-3 average. If you know your actual high-3, use direct entry instead.

What counts? (this reduces your pay age)

Title 10 mobilizations and certain operational-support active duty (e.g. § 12301(d), § 12302, § 12304b orders) and Title 32 § 502(f) duty for a national emergency. Annual training and most schools generally don't count. Only full 90-day aggregates accumulated within a single fiscal year count (or across two consecutive fiscal years for service after Sep 30, 2014), and each day counts only once — enter the total days from qualifying 90-day aggregates. Each aggregate moves your pay age 3 months below 60, to a floor of 50.

Not sure? Compute it precisely from your orders →

Fill in your qualifying years, career points, and pay details — the estimate updates as you type.

Your inputs, the Air Force way

Points and satisfactory years come from your ARPC point credit summary in ARPC’s system via myFSS. UTAs earn a point per period (a standard drill weekend is four), AFTPs earn points for aircrew, active-duty and annual-training days earn one per day, and 15 membership points accrue automatically each year — with inactive-duty points capped at 130 annually for the pension computation. 10 U.S.C. § 12732 DoDI 1215.07

Reduced pay age: qualifying Title 10 activations since Jan 28, 2008 (§ 12301(d), § 12302, § 12304b) move your start below 60 by 3 months per 90-day aggregate — the fiscal-year rules are the tricky part, so run your actual orders through the reduced-age calculator. 10 U.S.C. § 12731

Air Force Reserve FAQ

Where do I find my Air Force Reserve retirement points?
Your point credit summary is maintained by ARPC (Air Reserve Personnel Center) — pull it through myFSS. It shows points by retention/retirement year and which years were satisfactory. Both AFR and Air National Guard members use ARPC for this.
Do AFTPs earn retirement points?
Yes — each Additional Flying Training Period earns a point like any other training period, subject to the 2-inactive-duty-points-per-day and annual inactive-duty caps. For aircrew, AFTPs can add meaningfully to a year’s point total and the eventual pension.
Who processes my Air Force Reserve retirement application?
ARPC handles the retirement application and the reduced-age determination for qualifying post-January-2008 active duty. Start the retired-pay application through myFSS about 9–12 months before your eligibility date.